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Planning for financial "LIGHTS OUT" moments can be intimidating. Luckily, you don't have to do it alone.  Over the last ten years, L.R. JOHNSON & ASSOCIATES, INC. has evolved into one the premier insurance agencies helping professionals, executives, non-profit organizations, and individuals identify overlooked opportunities in their financial programs.

L.R. JOHNSON & ASSOCIATES, INC. (LRJ&A)  focuses on using insurance products and services for the purpose of estate planning, business succession planning, charitable planned giving, and employee benefits including but not limit to annuities, disability insurance, health insurance, life insurance, and long term care insurance.

L.R. JOHNSON & ASSOCIATES, INC. is a full-service insurance & financial services consulting firm dedicated to helping our clients build wealth and protect their hard-earned assets. Our firm is completely independent, so our loyalty belongs exclusively to our clients -- not to a parent company.

Our independence enables us to establish working relationships with a number of industry-leading brokerage firms and insurance providers whose products we leverage through our professional partners network to create customized client portfolios. We recommend only those products and services that can be tailored to suit our clients' unique needs.

Please use my Web site as a resource, and do not hesitate to contact me for additional information or to schedule a meeting. Thank you for your interest.

Sincerely,             

President/CEO   

Analyzes the Fed's trade-offs between employment and inflation concerns.

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The prospect of unlimited paid time off may be appealing, but there are also some potential pitfalls to consider.

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Describes how Roth accounts can generate tax-free retirement income.

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Compares control, maturity, and performance differences between individual bonds and bond funds.

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Estimate of the maximum amount of financing you can expect to get when you begin house hunting.

Estimate the annual required distribution from your traditional IRA or former employers retirement plan after you turn age 73.

Use this calculator to estimate the cost of your child’s education, based on the variables you input.

Estimate the future value of your current savings.

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Check the background of this financial professional on FINRA's BrokerCheck
Check the background of this financial professional on FINRA's BrokerCheck